Collections that reconcile
Recurring premium debits with retries, matched to the policy on the way in.
The payments infrastructure behind insurance.
Payme runs premium collections, claims disbursement and commission settlement for insurers, brokers and agents — across mobile money networks and major banks, reconciled to the policy.
- Same day
- claim runs released
- Mobile money
- plus major banks
- 100%
- reconciled to the policy
Insurance money, moving with certainty — that happens here.
Insurance money flow
From premium to policy outcome
Premiums in
Liquidity
Claims out
Collect premiums anywhereMobile money, bank and field collections — every cedi matched to a policy.Learn more 
Pay claims the same dayBulk claim runs prepared, approved and released as a batch — never fired instantly.Learn more 
See liquidity liveFloat, settlements and pending approvals across every account, in real time.Learn more 
Access by reviewTell us about your organisation and we set up your workspace after review.Learn more Reconciled to the policy
Every collection and payout carries your policy, claim or commission reference.
Mobile money and bank
Collect and disburse across mobile wallets and major banks.
Audited and controlled
Bulk payouts move through submit, approve and release — with a full activity trail.
One connected layer
Control every movement of insurance money.
From the policyholder paying in the field to your treasury team releasing a claims run, everyone works from the same reconciled picture.
Liquidity and settlement
See what has cleared, what is available and what needs attention — per account, in real time.
Payouts with approvals
Bulk claim and commission runs prepared, reviewed and released as a batch — never fired instantly.
Who it is for
One platform, four operating models.
Insurers
Collect premium on schedule, disburse claims the same day, and see float before you commit it.
Workflow detailsBrokers
Run commission payouts in bulk and track which premiums have actually cleared.
Workflow detailsAgents & MGAs
Collect from policyholders in the field and get settled on a predictable cycle.
Workflow detailsFintech partners
Embed collections, payouts and settlement through documented APIs and sandbox keys.
Workflow detailsControls & compliance
Built to hold up to your auditors — and ours.
Insurance money demands more than speed. Payme is operated as controlled financial infrastructure, with the discipline your regulator and board expect.
Maker–checker by default
Every bulk payout runs submit → approve → release. No single person can move money alone.
Full audit trail
Every action, approval and API call is logged, searchable and exportable for audit and regulatory review.
Access by review
Organisations are vetted before activation. Roles, limits and go-live are controlled by Payme staff, not self-served.
Policy-level reconciliation
Collections and payouts carry policy and claim references end to end — nothing lands as an unexplained balance.
Access is reviewed before it is granted.
Payme is a B2B platform. Tell us about your organisation and we will set up your workspace after review.